Ask Terry Questions How to rebalance Retirement funds

How to rebalance Retirement funds

By Terry Savage on October 22, 2024 | Financial Planning / Retirement

My spouse & I are retiring in 2025. Our overall retirement funds are as follows:

Roth $300,000
Pretax $1,100,000
Total $1,400,000
I currently have 80% stock (14% international) and 20% bonds.
I self manage some funds and let Vanguard manage some. I need to rebalance my portfolio and also need guidance on withdrawing funds.
I have a finance background, but feel I need some guidance.
Thank you for your assistance

Terry Says

You need a FEE-ONLY FIDUCIARY advisor — who is not trying to sell you anything!!
The answer to your question about investing depends on your lifestyle, income needs in retirement, risk tolerance etc.
You should read this article and go through the Wealthramp process.

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