I Bonds

By Terry Savage on February 14, 2024 | Chicken Money

I purchased one $10k I bond in November of 2021 and another $10k I bond in October of 2022. How can I find out what the fixed rate was for each of these? The fixed rate stays with the bond until redeemed correct? I need to free up some cash and I am trying to determine the rate I am earning on the bonds today compared to other areas where I have cash placed to determine where to withdraw from. I understand that I lose the interest from the last 3 months if I withdraw.

Thank you

Terry Says

Those earlier bonds had a zero fixed rate! You know you are subject to a penalty, which will essentially wipe out your interest. Can’t you “free up” cash elsewhere?



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