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I-Bonds with spouse

By Terry Savage on May 10, 2022 | Chicken Money

My wife and I have checked out the tutorial at treasurydirect.gov and have a pretty good handle on what is needed. What we couldn’t see was any info on joint ownership and or how to list a beneficiary. Second question is if we each purchase an I-bond of $10,000.00 can they be co-owned or will that put us over the limit?

Terry Says

You must own I-bonds individually — but you and your spouse can EACH buy up to $10,000 of bonds in any one year. Or you could list your spouse as a co-owner. AND, when you actually start to fill out the forms to make a purchase, you will find a place to list a beneficiary.

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