IDES Card
Hi Terry. My wife received one of the bogus cards you talked about on WGN. She has nit activated it, but should she cut it up and throw it away?
Terry Says
DON’T ACTIVATE THAT CARD. But DO freeze your credit report! (and hang on to the card for future “evidence” of fraud, if necessary).
This link gives you instructions on how to do that:
https://www.terrysavage.com/ides-and-identity-theft/
(Use the links in this column to all 3 bureaus to freeze your report.)
As well, take a look at your report and focus on “recent inquiries” to see if any banks made an inquiry. That could signal that someone opened a new bank account in your name. Those don’t show up on credit reports, but inquiries do!
Then relax because this is a problem for KeyBank and IDES – but you have no liability. And don’t waste your time trying to report it—because it’s almost impossible to get through their toll-free lines.
