Invest or spend
I use my credit cards to pay for purchases, and pay my balances on time to avoid fees. I’ve got around $1000 in reward dollars. I was thinking of putting them to work for me. Is this a poor idea? If not, what would be the best way to invest right now? btw – I’m 65, still working, hopefully until I’m at max age, and spouse is 67 and retiring in a few days.
I’m not quite sure how you can use the rewards points or dollars on this card. But you owe yourself a gift for having built up such a nice reward using your good credit habits. First purchase — maybe earplugs so you don’t hear “honey dear” all day long when you husband is home!! Seriously, if you have enough savings, feel free to treat yourself, or maybe take a vacation together.