I suggest you LEAVE IT IN YOUR BANK in another CD with maturity of no longer than one year. Yes, I know you won’t earn much. But you wont LOSE ANYTHING! If you have over $100,000 you might break it up into several CDs, a one year and perhaps a 2 year, but no longer than 2 years maturity. Check at Bankrate.com for what online FDIC insured banks are paying, but it probablby won’t be worth moving the money.