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By Terry Savage on June 12, 2022 | Investments

At 86, we are debt free, investments going down, beginning to worry. Monthly Bill’s going up. Cash all out, or some, or wait it out. Hopping for the best.
Thank you, enjoy your articles…

Terry Says

I have been saying forever — and especially in the past year — that you should have enough “chicken money” on the side in bank CDs or money market deposit accounts so that you do not have to confront this decision.
Now I will advise that you “sell down to the sleeping point.” But you do need some exposure to the stock market in coming years to offset inflation.



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