Ask Terry Questions IRA conversion

IRA conversion

By Terry Savage on March 24, 2026 | Financial Planning / Retirement

Is it a good idea to pay the IRA to Roth conversion be paid in cash. Thanks.

Terry Says

Please read this: https://www.terrysavage.com/roth-conversions-2/

I’m not quite sure I understand your question. Yes, you’ll pay taxes on the conversion. But the better idea is to pay with money you hold outside the IRA, so the new Roth can keep growing tax deferred.

Recent Financial Planning / Retirement Questions

money

ASK TERRY

a personal
finance question