Gosh, you’re sliding in just under the wire! Yes, there is a new rule change on IRA RMDs. The RMD rules do not kick in until age 72 for account owners who attain age 70 1/2 after 2019. So since you will be 70–1/2 in April 2020 you can delay your first distribution until April 1 of the year after you reach age 72! That gives your IRA more time to grow tax-deferred. Of course, if you need the money, you can always take it out earlier!