Mortgage
Is there an advantage for not paying off mortgage? I retired in 2023 and can pay off with my Roth IRA account.
Please advise. Thank you.
Terry Says
No don’t do that. I assume you have a low-rate mortgage. And I know that your Roth is growing tax free. It might feel good to have no mortgage, but if your mortgage rate is under 5% it is not a smart move.
