Moving 403b to a Fidelity Account

Hi, Terry, you are such a gem! My question: I retired 2 years ago and I was with a Lincoln Financial 403b. Since I no longer work as a teacher, I kept the money with Lincoln. Well, they charge 1%, which is about $200 per month for them. Should I move it all to Fidelity to their S&P 500 and self manage that way? I just feel like im paying too much. I’ve heard companies like that pretty much follow S&P 500 anyway with very little management.
Thank you soooo much 😉