That’s a big question and it needs to be answered in context of your entire financial situation. It’s tough to find someone whose advice you trust. That’s why you wrote to me!
But I’m going to send you to Wealthramp.com — where you will be matched to a carefully vetted, fee-only FIDUCIARY financial planner. Set up even one meeting, and listen to their advice, which will be based on their review of your total financial situation.