Ask Terry Questions No stimulus for our 25 yr old twin daughter

No stimulus for our 25 yr old twin daughter

By Terry Savage on June 11, 2020 | Wild Card

Hi terry. Long story but I’ll try and simplify. Our 1 twin daughter,age 25 who moved to Florida to pursue her career has yet to receive her stimulus. After numerous chances she finally got thru to the IRS. They have told her that someone has claimed her as a dependent which is why she is not able to get it! Again, she’s 25 , no one can claim her, how can this be? Her twin has received her stimulus here in Chicago. The one in Florida has gotten her tax return via direct deposit! Is there an issue with her SS#??If you have any idea of what we or she can do we would love to hear it . Thank you, Robert

Terry Says

This could be a much bigger problem than even the $1200 stimulus payment. Her identity may have been stolen — which could cause lots of problems.

So first thing go to and get her FREE credit report from each of the three bureaus. Make sure there are no unexplained credit accounts. THEN, put a FREEZE on her credit report, which means no one can open NEW credit in her name.
Remember to do it at each of the three bureaus — there are links at the site. All of this is FREE.

Then contact her bank to get her a new debit card — just in case. She should also set up double verification, such as a text to confirm withdrawals over say 200.

Now, it is entirely possible that someone used her SS number only — such as an illegal alien who had to provide a “number”. So go to the website and check her history of earnings. If you see something unexpected there, you’ll know this is the likely case.

Now, the next step would be to contact the IRS to report “identity theft” if you can’t find any other usage of her info for credit or earning purposes. BUT, the IRS is impossible to reach — and that will be the case for many months. Ultimately, next year she can try to file for a credit for the un-received stimulus — which will force them to investigate, but I know that’s not a great solution.

If you need more help because you discover that indeed her entire identity has been stolen, go to that is he best place to seek help.

And I’ll always be wondering, so please write back and let me know what happens.



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