Plan F HD

By Terry Savage on October 18, 2025 |

I have this plan for last 10 years works out good for me.
Problem I have is when enrolled mistake was made that I was a smoker
I have never smoked in my life.
Trying to get BCBSIL to change that is very difficult, they send me to an Agent
somewhere out of state to make changes, they all want to do over the plan
and I am afraid for my spouse the they want to underwrite when they do over the same plan she has Parkinson’s now. It saves us $40.0 to make changes which not an issue.
Can I make change now without any issue.

Terry Says

Wait — is this a Medicare supplement plan? If so, your plan is completely separate from your spouse’s plan. Are you an Illinois resident (as many of my listeners are)?
If so, please write back to the email you receive saying your question was answered and give me details. I will connect you with an independent agent who will see if you can still qualify for Plan F with another company.
If your wife also has Plan F, she will have to stick with her own supplement now, even if it is more expensive, because now with her pre-existing condition she will not be accepted into a new Plan F.

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