Whew, this is a big topic and must be looked at in light of your entire financial picture and retirement plans. This is the perfect moment to get that kind of advice – from someone you can trust, someone who is not trying to SELL you something and make a commission!
So, I recommend you read this link on my website to Wealthramp, a service that personally matches you with trusted, carefully vetted, FEE-ONLY, FIDUCIARY financial planners.
Try it out and set up a meeting with one or two of them. Then trust your instincts because all of these people are in a good position to help you with this important decision.