Ask Terry Questions Receiving social security and still working at FRA

Receiving social security and still working at FRA

By Terry Savage on July 11, 2025 | Financial Planning / Retirement

Hi Terry,
My husband and I are currently working full time and collecting SS. Is anything changing in 2026 for individuals collecting social security and working full time? We are both at FRA.
Thanks – love listening to you Wednesdays on WGN radio!

Terry Says

Nothing changes for Social Security — but if your joint income is under $150,000 you get an additional $6,000 deduction next year.

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