I need to refinance my house but I owe more than my loan and my credit is not great. However I have never miss a mortgage payment. Can you recommend a lender??
Terry Says: You may be a candidate for the government’s HAMP (Making Home Ownership Affordable) program. Here’s a link to see if you qualify: http://www.makinghomeaffordable.gov/programs/lower-payments/Pages/hamp.aspx
If you do feel that you qualify, contact your mortgage servicer. You may have to press them on this, and your credit will be a factor. I hope you get the refi.