By Terry Savage on February 19, 2014 | Housing / Real Estate

I need to refinance my house but I owe more than my loan and my credit is not great. However I have never miss a mortgage payment. Can you recommend a lender??

Terry Says:  You may be a candidate for the government’s HAMP (Making Home Ownership Affordable) program.  Here’s a link to see if you qualify:

If you do feel that you qualify, contact your mortgage servicer.  You may have to press them on this, and your credit will be a factor.  I hope you get the refi.



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