Ask Terry Questions Retirement planning

Retirement planning

By Terry Savage on February 16, 2026 | Investments

Hi terry, I messaged you last week and I’m wondering how long it takes for you to reply? I had $2,800 and a Fidelity IRA account and I want to know what to do with the money? Thank you again,

Terry Says

Sorry, Ive been swamped. So what do you mean “what to do with the money”? How old are you? Are you working? If so, you should keep contributing. Do you mean “how to invest it”? That depends on your age, your financial situation, and your risk tolerance.
So I can’t give you advice blindly.

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