Retirement savings
I’m looking towards retirement in next 10 years . I have been listening to your shows and have enjoyed all the great information you provide. To keep money in the market more aggressive over retirement time I was thinking of buying T-bills and keeping a years worth of income in them rolling and when retired using the t-bills for income to bridge the gaps when markets are low so don’t need to sell any stocks. What are your thoughts on setting up a strategy to keep money growing in retirement. We have a 401k hsa acct and Roth acct and individual stocks that are more dividend driven.
Terry Says
Sounds like a great overall plan. Come to think of it, it’s MY plan!! But you might benefit from a meeting with a FIDUCIARY, Fee-ONLY financial planner to make sure everything else is in order — things like your estate plan, long-term care insurance perhaps, and an overall spending plan that hopefully lets you delay taking Social Security until age 70.
Use this link.
