Roth

By Terry Savage on March 09, 2025 |

Hi Terry,
I am 63. My Fidelity Money Market has been hanging around 4.04% in my Roth. I am thinking about putting this year’s 8K in there for now and then posssibly looking for a CD within the Roth. Does this sound like a safe plan to you? Thanks for your wisdom.

Terry Says

It sounds like you’re in the right place to NOT lose any money inside your Roth. 4% is the going rate. And the Fidelity MM fund is safe.

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