Roth IRA
Where can I go to open a Roth IRA
Terry Says
Fidelity.com or Vanguard.com
You must have EARNED income — not income from Dividends or Social Security to open an IRA
And depending on your age, you can contribute $7,000 (under age 50) or $8,000 if over age 50.
And you have until April 15th to open an IRA based on 2024 income, thus giving you the ability to contribute again for 2025. It won’t make a tax difference since you don’t get a deduction for a Roth contribution.