Ask Terry Questions Roth IRA (correction to TV comment)

Roth IRA (correction to TV comment)

By Terry Savage on May 28, 2025 | Wild Card

Not a question but, I wouldn’t bet my life on it, but I don’t think you can move money from an inherited traditional IRA to a Roth IRA. Thanks for everything.

Terry Says

You’re right. Only a SPOUSE has the option to convert an inherited IRA into a Roth. Any other beneficiary must withdraw it all within 10 years.
Good catch — thanks for reminding me!

money

ASK TERRY

a personal
finance question