Get a part-time or weekend job now, while there is demand (not necessarily in your career path, maybe as a waitress or salesperson) and PAY DOWN THAT CREDIT CARD DEBT ASAP!
TRICK: Write down the current minimum monthly payment and double it. Post that number on your wall. Pay that same amount every month and do not charge another penny. The balance will be paid off in less than 3 years — and you’ll save a fortune in interest!
That’s the best thing you can do for your future right now.