social security
Good morning Terry, I follow your webpage and listen to you on WGN I enjoy both. I have two questions regarding social security. I was divorced 14 years ago and never remarried. Due to the economic I took my social security at age 67 1/2 but was still working (self employed) unfortunately health issues took over where I’m no longer to work at age 69. My former spouse is still employed with a great job and excellent benefits. She is considering retiring this coming year. Her social security payments will exceed mine significantly. As a divorced spouse can I apply to receive some of her benefits to help me along?
Also we have an adult daughter with birth disabilities, she’s drawing SSI from my social security and since my ex’s has a greater income than mine can it be switched to my ex’s social security? Maybe she can receive more.
This is so confusing to me. Thank you for your time and advice.
Terry Says
As a divorced spouse who has not remarried, and was married at least 10 years, you are entitled to HALF of her SS — OR your full SS — whichever is larger!! (I have a feeling that your benefit is larger than half of hers!)
To make absolutely sure, go to www.maximizemySocialSecurity.com and do the calculations.
It costs $49 — but it is worth it, since SS rarely gives the correct answer!
As to your daughter’s SSI — please don’t mess around with it. YOu can only screw it up — and it will be impossible to fix!
