Ask Terry Questions Social Security

Social Security

By Terry Savage on September 05, 2026 | Social Security

Good morning. I have a question about collecting on my Ex SSI. I took mine early at 62, ( ATA, against Terrys advice)
He is still working at 64. How do I know when to inquire. Thanks Terry!
Jen
Glad to know your a fellow equestrian

Terry Says

You can inquire when he reaches HIS full retirement age — 67. At that point they will calculate whether your benefit is greater than half of his. But in any case, your eventual benefit will be reduced because you took yours early. That was a costly mistake.

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