Ask Terry Questions Social Security

Social Security

By Terry Savage on October 04, 2026 | Social Security

Hello Terry, is it possible to collect social security while working full time?
I’m 66 and my bday just passed August 17.

Terry Says

Yes, you can collect while still working. But don’t collect til your Full Retirement Age —which is 67. So wait one more year and apply to start the month of your 67th birthday to avoid penalties and get a larger check.

Then you can keep working and receive your full check. Of course, they will
still deduct FICA from your paycheck!

money

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