Ask Terry Questions Social Security Fairness

Social Security Fairness

By Terry Savage on January 11, 2025 | Wild Card

I am eligible for social security in February. I also receive a pension from the USPS. My ex husband retired with a railroad retirement and I am entitled to Tier 1 benefits from the railroad. I always thought that the railroad tier 1 would be offset by my Social security. Is this true even with the new Social Security Fairness Act? Or will I be able to collect both?

Terry Says

Because of the Fairness Act you are entitled to your full earned benefit– regardless of other pensions, or spousal pension.

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