Social security– getting largest benefit
April 2023 I will take social security 66-4 months. I’m still going to work. My wife is better off taking half of what I receive, she turn
65 8/26/22. Question is will she be able to take it April 2023 too. Or will she need to wait until 66-4 months ? Thx
Terry Says
DONT TAKE YOUR SOCIAL SECURITY UNTIL YOU REACH AGE 70! WAIT!!! Taking it early would be a bad mistake — a very expensive one. YOu’ll get 8% more for every year you delay, plus intervening COLAs.
As for your wife, she won’t benefit from your delays. Her benefit will be figured on her record, or half of yours at your FRA, whichever is higher.
I truly recommend you go to www.MaximizeMySocialSecurity.com to make sure you do this right! The government workers at SS have been giving out wrong answers!!