Ask Terry Questions Starting Social Security

Starting Social Security

By Terry Savage on June 21, 2024 | Financial Planning / Retirement

Terry, My birthday is June 14, 1958. My FRA is 66 and 8 months. When should I apply and what month should I expect my first payment ? Thank you.

Terry Says

You should apply within 3 months preceding your FRA — and make it very clear that you want to wait until FRA to get your benefits.  Then you’ll get your first check the month AFTER the month in which you reach FRA.

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