This is YOUR money — and you have to make decisions about it. You have (based on actuarial tables) at least 20 years to live. So you need some money in stocks for growth. But you could choose more conservative funds — like equity income funds or balanced funds. And you could move some money to a money market fund to let you sleep at night.
I’m guessing that you’re afraid to make decisions — and I’m hesitant to give more specific advice. If you ask someone else you might get someone who only wants to make commissions on your account!
SO, my best advice is to have a meeting with a FIDUCIARY financial planner — one who charges only a fee, and promises to put your interests first! Find one at www.Wealthramp.com. There is no charge and it is the only way I can be sure you get specific advice to help you plan not only your investments, but your retirement spending and other issues you should confront now.