Ask Terry Questions Suggestions for retirees WTH great retirement programs. I have an Illinois state retirement adding 3% yearly and invest in stocks and have a growing IRA

Suggestions for retirees WTH great retirement programs. I have an Illinois state retirement adding 3% yearly and invest in stocks and have a growing IRA

By Terry Savage on January 30, 2026 | Financial Planning / Retirement

Any suggestions for retirees that have an untouched, dividend paying stocks ,bank CD’s credit union CD’s and dividend paying savings accounts???

Terry Says

Keep saving! (Don’t get married, don’t have children!) Then you have a guaranteed great retirement.
But if I’m too late about that advice re marriage and children, then just save more — outside your retirement plans, and maybe consider some income-producing real estate to diversify your stock market exposure.

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