Ask Terry Questions T-Bills –If I need cash fast

T-Bills –If I need cash fast

By Terry Savage on March 07, 2023 | Chicken Money

Hi Terry, I’m looking into setting up a tbill ladder for my ‘chicken money’. My question is ‘How do i sell them before maturity if I need the money?’. Thanks for your help.

Terry Says

You can NOT sell them before maturity. That’s the reason you set up a “ladder” — so some are maturing on a regular basis, and you can have the money sent back to your bank account at maturity.
If you think you need money instantly, leave it in the bank in a MM account — but you’ll earn less!

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