T Bills versus I Bonds
I am in the fortunate position to earn too much to be allowed to contribute to a ROTH IRA. I was planning to invest the amount I saved in either T Bills or an I bond. Which would you recommend?
Thanks,
Terry Says
Suggest T-bills, which give more flexibility. Read this:
https://www.terrysavage.com/t-bills-beat-cds-2/
But if you’re young enough to want to contribute to an IRA, there’s nothing stopping you from investing at least some in a regular mutual fund account at Fidelity or Vanguard in their S&P 500 stock index funds.