Ask Terry Questions T Bills versus I Bonds

T Bills versus I Bonds

By Terry Savage on January 30, 2024 | Investments

I am in the fortunate position to earn too much to be allowed to contribute to a ROTH IRA. I was planning to invest the amount I saved in either T Bills or an I bond. Which would you recommend?

Thanks,

Terry Says

Suggest T-bills, which give more flexibility. Read this:
https://www.terrysavage.com/t-bills-beat-cds-2/

But if you’re young enough to want to contribute to an IRA, there’s nothing stopping you from investing at least some in a regular mutual fund account at Fidelity or Vanguard in their S&P 500 stock index funds.

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