Ask Terry Questions TBill ladder

TBill ladder

By Terry Savage on October 27, 2024 | Financial Planning / Retirement

I’m 73 years old , retired , Is it a good time to move my money market savings to a TBill ladder. My goal is to try to hang on to what I’ve got and try to keep up with inflation and if so how far out should I go

Terry Says

You can use CDs or T-bills, but I wouldn’t go farther out than two years — assuming you have other investments for growth. What you really need is some financial advice you can trust from someone who isn’t trying to sell you anything.
You need to go over your investments, your estate plan, your future income stream planning, etc. In other words, a comprehensive review.
Read this article.

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