to be or not to be
in debt– clever tag line
love your radio hour on gn and your savage truth
so I am 68 and was forced out of my job in 2020 and then laid off from Zillow and a brief time with another company
I am looking but nada–right now p/t at a golf course ugg
i have 13,500 in a auto loan and 64k in a mortgage @ 4% albeit must have been out of my mind the term is /was 43 yrs —
no other debt
idk friends are dying left and right and trying to figure if there is even a need to payoff sooner or not
but in the event I am blessed to live what is best route– extra payments to principals or 1x lump payments — I get 72k in pensions and ss no other cash but 100k in savings and 457
Terry Says
No, No, NO — do NOT pay off that 4% loan. It’s a great deal. Just keep making the regular monthly payments, and enjoy every day that you’re healthy. Something interesting will come along to bring in money. But in the meantime, volunteer. Helping others is a great way to raise your spirits. I know!
