Ask Terry Questions US Treasuries

US Treasuries

By Terry Savage on August 09, 2026 | Chicken Money

Hi Terry. We just tried to buy a $100,000 US treasury bill through our Schwab account. The interest rate offered was 1.94% when we tried to execute the purchase, it showed that it had to be a $500,000 minimum. Are we missing-reading their message?

Terry Says

You should buy Treasury bills directly from the government through TreasuryDirect.gov. There is no minimum. Please read this: https://www.terrysavage.com/how-to-buy-treasury-bills/

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