By Terry Savage on January 12, 2024 | Financial Planning / Retirement

I am a retired FiireFighter from Chicago. My question is about the pension offset. I know about the wep and the bill in Congress to do away with it. My question is how this provision as it stands today will affect my wife. She has completed the 40 quarters required by her own job history. Will her Social Security be affected by my government pension and if so by how much?

Terry Says

Her benefits will be affected only if she does not qualify on her own (with 40 quarters of covered employment) and one day tries to collect on YOUR record. If your benefits are reduced, then her spousal benefits will also be reduced. BUT her widow’s benefits will not be reduced by your WEP.
Read this excellent article on the AARP website, with a complete explanation of this situation.



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