With my credit frozen 2 years ago; last week “someone” opened a checking account in Saint Charles, IL in my name?
Terry, 2 years ago you advised me on what to do for identity theft, I froze my credit, put passwords on all our bank accounts, filed a police report and everything was fine until yesterday (08/03/22) when I received a “pin number” in the mail for a debt card that is attached to a checking account “someone” opened on 07/29/22 at St. Charles Bank & Trust (Wintrust). How did this happen? Have not received any notices ?
Terry Says
Immediately contact the bank. Also check with the credit bureaus.
This could be a phishing expedition — and maybe not connected to a real bank account at all.
Typically banks don’t do a credit search if someone wants to deposit money and open a checking account. It’s the use of your address that leads me to suspect a different kind of fraud that would be activated if you use the card. So don’t activate it.
Please write back and let me know what the bank says. And if you can’t get through to them, I definitely can. So if that becomes a problem, send my your phone in your next post (I won’t publish it!) and I’ll get on a call to them with you. They will want to know if they are being used in a scam.
