You don’t want to take money OUT of your IRA and pay the taxes. And at ANY age when you take money out you add it to your income and pay ordinary income taxes.
But here is my suggestion. Contact Fidelity or Vanguard and tell them you want to do a DIRECT ROLLOVER of your IRA. They will handle all the paperwork for you — so there is NO income tax consequence. And you can tell them you want to be very conservative, so you might put half in their equity-income fund, and maybe some in a MM fund — all INSIDE your IRA rollover account.