Articles Questions
Hidden Risk in Target Date Funds
Target date funds slowly reduce equity (stock) exposure as a worker reaches retirement age. It’s called a “glide path.” Still,...
New Apps Make Money Easier
The world of financial apps and platforms has grown more creative and clever as a generation that lives without paper...
Mind Over Money — Don’t Let Emotions Rule
All the rational financial discussions in the world won’t get you to your goals if you don’t understand the role...
When Will the Market “Correct”?
The current correction-less period of 17.2 months is by far the longest in this market cycle, which has actually seen...
Avoid Student Loan Debt Repayment Scams
Americans owe more than $1.34 trillion on student loans — more than credit card debt or car loan debt. Yet...
Lazy Money Days of Summer
The lazy days of summer are not conducive to taking on money projects. But here are five things you could...
What’s Up (or Down) With Gold?
Gold once made headlines as a safe haven in uncertain times. Now it is considered mostly a trading commodity, a...
“Private” 529 Prepaid Tuition Plan
What if you could eliminate the middleman — the state promise — and go directly to the best institutions to...
How Long to Keep Financial Records
How long should you keep financial papers and records? If you’re overwhelmed with stuff, it’s important to be organized and...
Fiduciary Fees – Part 2: Getting Good Advice
Many investors want to have a personal relationship with a financial adviser, a personal touch. But what IS good advice...
Fiduciary Fee Fight (Part 1)
The Department of Labor’s fiduciary rule is going into effect despite the efforts of financial firms to block it. In...
Reverse Mortgages: A Personal Story
I have long been a fan of reverse mortgages — if they are done in the right circumstances and for...
Time to Rebalance Stock Exposure
As the market reaches all-time highs again and again, the value of your stocks might have started to overwhelm your...
5 Essential Steps to Estate Planning
Planning your estate does not require you to have a lot of assets. But protecting your family’s future — your...
When to Start Taking Social Security
The decision you make about when to take Social Security benefits can have a huge impact on your retirement plans...
Talk With Mom, Dad About “What if . . .”
With Mother’s Day, and then Father’s Day, coming up, maybe it’s time to have an open discussion about what happens...
Don’t Count on that Government Pension
Millions of Americans are expecting to receive a pension from the city or state that employs them. Many will be...
Exchange Traded Funds
Exchange-traded funds are far outpacing traditional mutual funds in gathering assets. Last year, more than $280 billion of new investor...
Healthcare Expenses and Taxes
In the past few years, the costs and regulations around health insurance have become inextricably entwined with federal income taxes....
Avoid Medicare Signup Mistakes
If you aren’t careful about the timing of your Medicare enrollment, you could make a very costly mistake – one...
