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Dealing with Debt in the New Year

Americans enter the New Year of 2025 with record amounts of credit card debt! And with an average credit card...

New Year Head Start

Forget resolutions – just do it! Get your financial life in order by following these easy steps as you move...

FAFSA, Again!

Last year families that filed the FAFSA form for Federal Student Aid for college found themselves trapped in a computer...

Holiday Money Gifts for Kids

Every year I devote a column to meaningful gifts for children of all ages – gifts that might grow in...

Understanding IRMAA

Meet IRMAA. This is not a senior’s dating site, but every senior on Medicare should be intimately familiar with IRMAA...

The Gift of College 529 Plans

The upcoming holiday gifting season is a perfect time to review the incredible 529 College Savings Plan opportunity to build...

Charitable Giving Done Smartly

Giving to charity is all about money – and if a tax benefit comes along, the gift is much sweeter....

RMD Time

Required minimum distributions (RMDs) loom for millions of seniors who have reached age 73. These distributions from retirement plans such...

Part D Q&A Response Plus a New Part D Search Service!

My recent columns and newsletter about the changes in Medicare Part D generated so many terrific questions – most of...

VA Loans

In an election year it’s all too easy to forget the Veteran’s Day holiday on November 11th, even though all...

Part D — How to Choose

Medicare’s drug coverage has been dramatically changed for 2025. Figuring out what you should do is one of the most...

Medicare Open Enrollment 2024

Medicare Open Enrollment in 2024 runs from October 15 through December 7th. This year, more than any previous year, it...

Medicare Open Enrollment — Big Changes!

It’s time for Medicare Open Enrollment, the few weeks between October 15 and December 7 when all current Medicare beneficiaries...

Selling Your Home? Know this!

Despite the soaring value of the stock market, residential homes are considered the largest asset class in the country. The...

Valuing College

There is no doubt that a college education is a key ingredient in future success – although these days many...

Help for Credit Card Debt

Credit card debt is soaring, interest rates on balances has moved into the 30% range on many cards, and delinquencies...

Alone and Older

This column was prompted by a call to a radio program from a man who explained that he is fairly...

History Says Americans Overloaded in Stocks

Famed market commentator Dennis Gartman no longer writes a daily letter. But when he sends out a special bulletin, I...

REAL Financial Planning

Caution: Read this column only if the idea of “running out of money” in your lifetime (with the exception of...

The Fed, Money & Markets

The Fed has spoken. Chairman Jay Powell clearly declared victory over inflation at his annual Jackson Hole, Wyoming press conference....

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