Uncategorized Questions
Ode to Gold
Gold has now closed at over $3,000. It’s a shame the “original gold bug”, James Dines, is not alive to...
More Social Security Horror!
There’s good news and bad news for Social Security recipients. And since the bad news is actually horrible, I’ll start...
Recession?
It’s been a significantly long time since the United States last went through a recession – longer than the average...
Tax Return Security
The most frightening place for identity theft to occur is around your tax return. You typically find out when someone...
Chicken Money Update
The stock market seems to be taking uncertainty in stride. Neither economic concerns over the impact of tariffs, nor the...
Tax Time, Again
It’s income tax time again – and this year it’s time to make a big change in how you file...
Tariffs 101
Note: This was written on Friday as an explainer, before tariffs were announced on Saturday, and before Canada and China...
Housing Affordability
Housing affordability is going to be a huge topic in both personal finance and politics in the year ahead. It’s...
Quicken LifeHub
Quick – think about who would know where everything is if you were in an accident or had a stroke...
Roth Conversion Advice
Read this column and watch Terry's Roth Conversion Podcast with Economist Larry Kotlikoff, who created the MaxifiPlanner.com software that includes...
Social Security Fairness Act Passes!
The Social Security Fairness Act was passed in the waning moments of Congress, just before the budget bill was approved....
Dealing with Debt in the New Year
Americans enter the New Year of 2025 with record amounts of credit card debt! And with an average credit card...
New Year Head Start
Forget resolutions – just do it! Get your financial life in order by following these easy steps as you move...
FAFSA, Again!
Last year families that filed the FAFSA form for Federal Student Aid for college found themselves trapped in a computer...
Holiday Money Gifts for Kids
Every year I devote a column to meaningful gifts for children of all ages – gifts that might grow in...
Understanding IRMAA
Meet IRMAA. This is not a senior’s dating site, but every senior on Medicare should be intimately familiar with IRMAA...
The Gift of College 529 Plans
The upcoming holiday gifting season is a perfect time to review the incredible 529 College Savings Plan opportunity to build...
Charitable Giving Done Smartly
Giving to charity is all about money – and if a tax benefit comes along, the gift is much sweeter....
RMD Time
Required minimum distributions (RMDs) loom for millions of seniors who have reached age 73. These distributions from retirement plans such...
Part D Q&A Response Plus a New Part D Search Service!
My recent columns and newsletter about the changes in Medicare Part D generated so many terrific questions – most of...
