Uncategorized Questions
All Good News . . .But
The good news is in the headlines. On the same day that the S&P 500 stock index hit all-time highs,...
Is Bitcoin for You?
Bitcoin is making headlines, as the regulators have finally approved a way to “invest” that doesn’t require a crypto wallet,...
New FAFSA
There’s a problem with FAFSA. If you’re a high school senior now applying for college, you should already be in...
10 Money Tips to Do NOW!
You started the year with such good intentions. But did you write down the most important things to accomplish in...
Fraud vs. Scams
Don’t count on your bank to replace your money if you’ve been taken by a scam. It all depends on...
The Gift of Financial Organization
The gift of financial peace of mind is priceless. And it all starts with organization. Instead of waking up in...
Extended! Student Loan Year-End Deadline
Update 12/19: The Admnistration just extended the year-end deadline for all borrowers by 4 months -- until April 30, 2023....
Planning for a Disabled Child or Adult
Could you make a financial plan to provide for three instead of just two life time retirements? That’s exactly the...
Know What You Own
Long ago, when Americans mostly owned stocks and mutual funds in accounts of retirement plans and IRAs, December was known...
Know What You Own
Long ago, when Americans mostly owned stocks and mutual funds in accounts outside of retirement plans and IRAs, December was...
Thanksgiving — and beyond
At this time of year the headlines are filled with “holiday shopping deals” as stores advertise the best prices on...
Charity Contributions from IRA RMD
It’s the season of the year when thoughts turn to charitable gifts and IRA required minimum distributions. With deference to...
Social Security Horror Stories — The Book & Website
Social Security is clawing back $21.6 Billion in mistaken overpayments to elderly retirees and disabled people because the agency miscalculated...
I-Bond Rate Update (and some advice!)
Remember when you rushed to buy Series I bonds a year ago, before November 1, 2022, to get that astounding...
The Wizard of Fed
Every Fed meeting is second-guessed by the markets –and the latest is no exception. No one can deny the power...
Disadvantages of Medicare Advantage
As Medicare open enrollment continues through December 7, it appears those media commercials for Advantage plans are working. Now, more...
Calculating your RMD
If you have a retirement account – and IRA, 40l(k), 403(b) or other “qualified” retirement account -- and you are,...
College Application Time
High school seniors and their parents are thinking past Homecoming to CollegeGoing! This is the moment when families should start...
Medicare Open Enrollment
Note: Updated to add the ONLY and BEST Medicare supplement plan for all NEW applicants: Plan G! It’s that time...
Debt in Retirement
There’s a personal debt crisis coming. I see it in the posts on the “AskTerry “ section of my website,...