Credit/Debt Questions
Student Loan vs Credit Score
My daughter has a few hundred dollars remaining on her student loan at 2.5%. She has no other debt and..
credit card debt relief
Is there a way to lessen our credit card debt through a company like National Debt Services? I have $20,000+..
authorized user on a credit card
Terry – I added my son as an authorized user to 1 credit card. He doesn’t even have possession of..
Credit reports
How do you freeze credit reports?
Credit cards
My wife and I are in our late 70’s, how many credit cards do you recommend that we use?
Tapping my IRA for credit card debt
I am just hitting 59.5 years and now eligible to withdraw from my IRA penalty free. Should I tap my..
Building/Repairing Credit
Hi Terry, I am now in my early 30s and needing to reestablish my credit. I have not owned or..
My parents debt
My father is 78 years old and lives in assisted living. My mother passed this past February and I was..
Closing Credit Cards
Hello Terry, I have enjoyed listening to you for years on WGN radio and continue to do so as often..
Student loans — daughter fraudulently obtained
Hello – I watched your report this morning regarding student loan repayment. My daughter obtained student loans without my knowledge..
National credit phone #
Sorry, I missed it today on wgn, and if I google it I get a bunch of #’s and I..
Credit card d by repayment and credit score
I have about $8500 in credit card debt that is with two collection agencies. They have called me and are..
Credit card debt
I miss three payments on credit cards and I’m at least 26,000 in debt worried about a consolidation loan place
Hospital bills (cancer)
I’ve been fighting cancer since 2018, there’s a number of bills that have accumulated some of them have been written..
Getting out of Credit Card Debt
I attended your Zoom lecture last night and was very glad I did. You clarified many things, and I seem..
death in family
I am 55 and my brother is 50. Our mother passed 2 weeks ago. She is in a better place..
Financial devastation due to cancer
My 54 y.o. friend received a devastating cancer diagnosis in Jan 2024. First round of chemo was not effective, but..
Home Equity Loan
Hi there, I am trying to figure out if I want to take a home equity loan against my mortgage..
Debt consolidation
I have used a debt consolidation company in the past, which helped me out immensely. I can’t remember the name..
Use of 401k funds to pay down debt
Good Morning, Is it ever a good idea to use your 401k funds to pay off debt. It is my..