Credit/Debt Page 2

Credit/Debt Questions

The phone numbers to help with credit card debt

What’s the phone number for credit counseling for debt

Commercial line of credit

I retired from my small business in November 2023 and closed the business account in June of 2024. A loc..

Personal credit

We opened a JC Penney Mastercard account over a year ago and have not used the card in over a..

Car Loan v. Credit Score

I have enough money in savings to buy a car (used, or even new) outright. Does it make sense to..

Finance trouble

Good Morning, I am a 69 year old trying to figure my finances out. I need help, I have a..

Annual credit report

Is it safe to give my social security number to the website Annual Credit Report.com? You have spoken positively about..

Debt

Is it financially wiser to use my insurance payout to pay off my loans and be debt free , or..

credit freeze without entering our social security numbers?

can this be done without putting SS info in? We don’t feel comfortable giving out SS #s

Debt

My daughter has about $100,000 equity in her home but has a low credit score of 540. Considerable credit card..

Pay off credit cards

My credit cards have limits anywhere from $400 to $600 I’m retired but I work a little bit part-time I..

HELP! I NEED TO RE-BUILD MY CREDIT RATING

Had a good credit score but lost major credit card due to none use, which affected my credit rating. Trying..

Medical debt

I have medical debt and I was wondering what the rules were for the debt to be forgiven

Paying monthly bills on a cash back credit card

My husband and I would like to get one cash back credit card and pay all of our monthly bills...

Bankruptcy

How can I file bankruptcy for. Myself if all our holdings are in my spouses name.

Bankruptcy

Can you file bankruptcy for yourself if your house and other holdings have always been in your spouse’s name, and..

Balance transfer

Hello Terry I want to get a balance transfer I have two Capital one cards one is for 7,195.35 and..

Credit Card

I want to stop using and cancel a credit card. Is there a right way to do this? Do I..

401K

I won’t go into the details that led to this but I only have $5000 left in my 401k. Should..

Un- filed taxes

My son, age 50, is living with me now since he was let go of his job over a year..

Applying for a Credit Card

Hi Terry, My goal is to obtain a credit card and start building my credit. MY FACTS: 24 years old..

money

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