Financial Planning / Retirement Questions

I just opened a Roth IRA with Fidelity. I’ve invested in some REITS like KIM, KIM and VNQ and ETF..

Does capitol gains need to be paid when gifting the profit to grandchildren? Any thing special to be done ?

I am 77 years old and have my investments with Edward Jones. 100% in Equities. My husband said he read..

Terry: I have a special needs son and I am setting up a Special Needs trust. also, a trust for..

Hi Terry, I love listening to your guidance on WGN radio during the week. I am 46yo and owe about..

Hi Terry, My daughter and I saw you this afternoon at the Cornerstone shop in Lake Geneva. Thank you for..

If I can only afford to invest $18,000/year, should I put it all in my 403B or should I divide..

Hi Terry, I received $6,500 for my refund. I recently bought a condo in Chicago that needs renovations. Would you..

Hi Terry, I hope to retire in the next year or two. I am 66 1/2. I only have about..

Terry, I plan on Retiring at the end of June or early July 2025. I am concerned about taking the..

Is it important to have a pour over will when you set up a revocable trust?

Hi Terry, I am retiring in early June and will be getting an IMRF pension, that will pay me a..

Hello Terry, I read you column on the Orlando Sentinel. Should I start taking money from my retirement savings plan..

Hi, I was wondering if it would be wise to transfer my old work 403B that’s about 30000.00 to a..

i HAVE $52000.00 IN A TRADITIONAL IRA THAT MATURES ON JULY 5TH… I’M 72 YEARS OLD… WHAT SHOULD I DO..

I could not find the link to the personal financial planner on your website. I would really like to use..

Hi Terry , Long time big fan of yours. Thank you for calmness during times of uncertainty. I rolled over..

I’m 65 not retired yet still working should I take my 401(k) from work and transfer and open a Roth..

Dear Terry, First off, I have always appreciated your insight and love reading your advice columns. I was wondering what..

We are retired and have a home in Wisconsin as well as a home in Illinois which satisitifes our need..