Financial Planning / Retirement Questions
Traditional vs. Roth IRA’s
I just opened an account with fidelity and plan on rolling over a small Traditional IRA (that had been an...
Roth IRA conversion at age 81?
At 81 should I transfer all my IRAs to Roth IRA? Would that be beneficial? Terry Says: I can't think...
TSP account withdraw
I have a TSP account with the government and although I am only 68 I need to start planning what...
Retirement allocations
I am 77 , my wife is 73 our total portfolio is 250,000 I need about 15,000.00 a year in...
Rollover IRA money
Hi, My bank had rollover over my old 401k into a Qualified Variable Annuity over 10 years ago. Is there...
Retirement
My wife & I are currently debt free and within 2 years of retirement. Should we be funding our 457/403...
Opening an IRA after age 71
I am almost 66 and retired my husband almost 71 and collecting on his IRA is still working part time....
Pay off/down mortgage versus equity loan versus college loan
My mother recently passed away and I am preparing to sell her house (her only asset) and will stand to...
long term care & medicaid
Hello Terry, I am over 80+ years old, widowed for many years. I have 2 adult children , both disabled...
retired, wondering whether to put most of my IRA into an index fund.
My IRA is being managed now, but the fees (I think about 2% per quarter) are eating up most of...
Assets for sons of ill mother
My mother is bed ridden and unlikely to ever not be and she needs round the clock care. She is...
Navigating Medicaid and long-term care
My wife and I are 10 yrs away from a planned retirement both are healthy but we are thinking if...
Investment allocation between stocks and bonds
My husband and I are both 55 and looking over our retirement investments. What balance of stocks/bonds do you recommend...
Annuities for retirment
My husband and I are about 5 years from retirement, and are concerned about making sure our money lasts. We...
long term care and life insurance
you've written a couple articles 1) long term care combined with life ins 2) consider long term care ins now....
Husband is told he needs to open savings account under his name only to received IRA distribution at 70 1/2
Hi Terry, my husband told me that he is required to open up a savings account in his name only...
Taxable Income and IRA Options
Terry, My husband and I have questions regarding two things: taxable income and IRA options. When filing our taxes this...
Converting a regular Ira to a ROTH IRA
Dear; Terry I am sorry to bother you with my question and your time: I lost my job on 2009...
mortgage on retirement community
I don't believe I get title to the residence, but when paying for a villa in a retirement community I...
At my age, should I be investing in Growth or Value IRAs?
I'm 51 and married. My husband is 48. My husband and I together make about $150k/year. We have no children,...
