Financial Planning / Retirement Questions

For 2025, my wife and I earned over $252k for the first time. We did not make any IRA contributions..

Hello and thank you for any assistance, Is there a formula to determine how much money a senior should transfer..

Hello Terry I plan on retiring next year in april 27 @65yr 8mo yrs old and have both a employer..

You mentioned tax breaks on inherited stocks if I hold them for at least a year. How much of a..

Hello Terry, I am primarily a full time W-2 employee with a tiny amount of 1099 income. Last October 2025..

Hi Terry I will be 63 in October my wife is 65 and collecting SSA. I have 200,000 in the..

I am a senior. Need to roll over IRA. Should funds be withdrawn to pay off car or credit car..

I came into an inheritance from my dad’s passing. Should I pay off my mortgage? Is there anyway that my..

I am turning 73 in June, RMD will begin. How do I gift this money to my grandkids/parents to lessen..

Does the 4% rule still apply for withdrawing retirement funds?

HI IM IN MY 40’S AND HAVE A FIDELITY IRA THAT I WAS THINKING ABOUT ROLLING IT ALL OVER TO..

A friend’s husband passed away. She had limited knowledge concerning his finances. What is the best way to find out..

My full retirement age is in 4 months. I plan on working another year. I have a Traditional 401k. Would..

Roughly did my taxes without the overtime credit and at this point owe $3100. If I got an ira before..

Hi Terry. Hope you had a fabulous- well deserved vacation!! I really appreciate your advice on WGN and I’m beginning..

ME AND MY WIFE ARE IN OUR 40’S WE BOTH DONT HAVE A PENTION ONLY IRA’S. MY WORK ONE IS..

I converted my 401(k) to a personal IRA when I retired in June, 2025. I kept a net of $50,000..

Hello Terry; I am 71 years old and my financial advisor currently has my portfolio at about 65% stocks (with..

Hi! We have a few thousand dollars extra available every month after making monthly payments on loans and credit cards...

I’m 73 1/2 years old… I have a $50,000 IRA that matures in August… What happens if I end their..