Financial Planning / Retirement Questions

I have 550,000 in a traditional IRA and 50,000 in a Roth IRA. I’ll be 71 in May this year...

Hi Terry. I have heard it widely said that we should avoid taking social security before 67 (unless we have..

My mother wants to give early inheritance to children and grandchildren. Are there limits and rules. Thank you.

I’m 72 and my wife is 70. We were wondering the best way to find someone to help us set..

I currently own am retired and own a house with approximately a $90,000.00 principal balance. The interest rate is 3.00200%...

Hi Terry My wife is 66 and I am 58. I know your advice is always to wait until 70..

In May 2021 I received a letter from Social Secretary stating I owe $88,734 dollars because I was not entitled..

Hi, I would like to know if i have all my bank accounts, Investments, IRA’s Etc. named with a beneficiary..

My wife and I watched your video saying a trust is better than a will. It was very informative. A..

Just turned 50… Am I best served investing in company provided Roth IRA’s or 401k? Currently I do a 50/50..

Dear Terry, I became a widow almost 10 years ago and never remarried. I was 53 years old. I was..

Is an Indexed Universal Life a good choice as a retirement plan when you have 5-8 more years to work..

I have to take a required minimum distribution and was wondering if I should take it now or wait. Thank..

I am a 69 year old retired and very healthy nurse. I am divorced. Home is paid for (yipeee!!), new..

I have 30 year mortgage with an interest rate of 3.45%. My loan balance is $134K. My loan ends in..

Should I take out my 403B and roll in into an IRA for a higher interest return, while still working..

My wife and I are both retired (70 and 75 years old). We have 1 million in an IRA. Should..

My bank is asking for the Certificate of Trust. Is there actually a page that would be titled Certificate of..

Terry, I’m so nervous knowing that I don’t have a living trust and that my Will does not cover avoiding..

40 years ago, my previous employer offered a pension plan benefit. After a few years, the pension plan benefit was..