Financial Planning / Retirement Questions

Hello Terry, I am 63 years old and work part-time. I have been collecting SSDI for many years as I..

You always mention you get 8% a year more by waiting for SS. Very true, but you never mention that..

I am going through a divorce and have a Vanguard IRA account. I was thinking of taking my RMD and..

Another reason not to take Social Security until age 65 is if you are on Obamacare it will count towards..

I have reached FRA and collecting my social security. My wife is 63. If she starts collecting social security now..

Hi Terry, I was offered a pension buyout ( under 20K) and wondering what to do. The monthly pension amount..

Best Roth IRA for teenage granddaughter

My husband and I have a combined $2,000,000 in traditional IRAs that will need RMDs starting in July 2022. Want..

I received a letter from my past employer offering me the option to cash out my pension of 145,000+ or..

my wife and i are both 62, planning on retiring at 64. Should we both wait for our full retirement..

I will be receiving $125,000 from a business property I have sold. I am not sure what to do with..

Dear Terry , I had been in SS for disability . This last February I received a letter from SS..

I am 84 years of age and have a traditional IRA, balance about $164K, which I am thinking of converting..

Than you for this oppertunity to ask this here. My mom is in a nusing home under Medicaid care. She..

I am 65 yrs old, I had a 401k which I have transferred to a Traditional IRA. Currently it is..

My wife and I have an apartment building that we bought for $126000 and is appraised at $180,000 now. We..

I am 65 years old and not working any longer. I also have chosen to not collect Social Security payments..

Terry – I found paperwork from 2018 and 2019 where my Mother withdrew $25,000 from a traditional IRA and didn’t..

Hi Terry! We have 3 grown sons and my husband is retiring. We have never had a Will. Yes I..

Dear Terry, this is actually part 2 of a previous question about a Money Market account. How do you actually..