Financial Planning / Retirement Questions

I’m a single woman in my late 50s making just under $100K a year. I’ve just begun contributing 8% to..

Hi Terry. Thank you for taking my question. I am 70 and retired this past July. I took my Social..

Hello Terry, I will be 70 in May. My friend told me to wait until July to file for social..

I was recently let go from a company I had been at for almost 20 years. I was given somewhat..

Terry, if my husband and I have already contributed the maximum amount to our Roth, can we still covert some..

I am confused re:the gift rule. I recently inherited money when my brother passed away. I would like to pass..

I am 78 years old and my portfolio is valued at 260,000 plus I ve call my financial adviser and..

I’m going to turn 65 in a few months. Where should I roll over my 401(k) too for the most..

How do I know when to retire? I have Roth IRA and 2 401k’s My full retirement age for social..

Good Morning Terry, Is it true that a spouse can receive half of their spouses SS while both are still..

Hi Terry, I am going to be 63 this Spring. I have $105k (lump sum payout at 65) in a..

Hello, Both my wife and I are 70 years old. She started getting Social Security payments at 60 (approximately $2,000..

I’m sixty six and my wife is sixty one. We both work full time, and she now makes more money..

My husband passed away July 2024. He’s due a yearly IRMAA payment. I have not reached 73 to get my..

Terry, I am a 62yo working widow. When my husband passed, his work IRA’S transferred to me. Most are invested,..

Terry – I see advice often from you in the newspaper about 401(k)s. My question is: Is the same advice..

Terry, with just my SS payments alone, I will be over the $45,000.00 of income to be taxed and that..

My mother passed away May 14th 2020 and father passed away on December 1st 2024. In the will/trust it says..

Best way / place to invest RMD? Is a Roth possible?

Hi Terry, I am 69 ( recently laid off) and have a job offer for full time work with a..